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Interest Rates on Deposits (Domestic & NRO) (Per Annum) (Fresh & Renewal)
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Interest Rate on Baroda Double Dhamaka Fixed Deposit (w.e.f. 06.04.13)  |
| Maturity Range |
Less than Rs. 1 Cr. |
| General Public: 7 Years 6 Months and 5 Days |
9.34% |
| Senior Citizens: 7 Years 1 Month 19 Days |
* 9.34% |
* Senior Citizen shall get benefit of additional interest as per guidelines effective from time to time (As applicable on Term Deposit account).
| Interest Rate on Term Deposits & NRO Deposits (w.e.f. 06.04.13) |
| Maturity Range |
Below Rs 1 Cr. |
| 7 days to 14 days |
4.50% |
| 15 days to 45 days |
4.50% |
| 46 days to 90 days |
6.50% |
| 91 days to 180 days |
7.30% |
| 181 days to 270 days |
7.30% |
| 271 days & above and less than 1 year |
7.75% |
| 1 year and above up to 3 years |
8.75% |
| Above 3 years and up to 10 years |
8.75% |
| 1111 Days (Baroda Maha Utsav Deposit Scheme) |
8.90% |
| Interest Rate on Term Deposits & NRO Deposits (w.e.f. 06.04.13) |
| Maturity Range |
Rs 1 Cr to Rs 10 Cr. |
| 7 to14 Days |
4.50% |
| 15 to 45 Days |
4.50% |
| 46 to 90 Days |
6.50% |
| 91 to 180 Days |
7.30% |
| 181 to 270 Days |
7.30% |
| 271 days & above and less than 1 year |
7.75% |
| 1 year. |
8.60% |
| Above 1 yr. and upto 2 years. |
8.25% |
| Above 2 yrs. and upto 3 years. |
8.25% |
| Above 3 years and up to 10 years. |
8.00% |
| 1111 Days (Baroda Maha Utsav Deposit Scheme) |
* |
* Note: 1111 Days (Baroda Maha Utsav Deposit Scheme) stands withdrawn for term deposits of Rs.1 crore to Rs.10 crore w.e.f. 06.04.2013
| Interest Rates for Domestic Term Deposits & NRO Deposits of more than Rs 10 Crore & Up to Rs 50 Crore (Fresh & Renewal) |
| Maturity Range |
Amount of Deposit Per receipt |
| (w.e.f. 06.04.2013) |
(w.e.f. 06.04.2013) |
| Above Rs 10 cr. to Rs 25 cr. |
Above Rs 25 cr. to Rs 50 cr. |
| 7 to14 Days |
4.50% |
4.50% |
| 15 to 45 Days |
4.50% |
4.50% |
| 46 to 90 Days |
6.50% |
6.50% |
| 91 to 180 Days |
7.30% |
7.30% |
| 181 to 270 Days |
7.30% |
7.30% |
| 271 to Less than 1 Year |
7.75% |
7.75% |
| 1 year |
8.60% |
8.60% |
| >1yr up to 2 years |
8.25% |
8.25% |
| >2yrs up to 3 years |
8.25% |
8.25% |
| Interest Rates for Domestic Term Deposits & NRO Deposits of more than Rs 50 Crore & above Rs 100 Crore (Fresh & Renewal) |
| Maturity Range |
Amount of Deposit Per receipt |
| (w.e.f. 06.04.2013) |
(w.e.f. 06.04.2013) |
| Above Rs 50 cr. to Rs 100cr. |
Above Rs 100cr. |
7 to14 Days |
4.50% |
4.50% |
15 to 45 Days |
4.50% |
4.50% |
46 to 90 Days |
6.50% |
6.50% |
91 to 120 Days |
7.30% |
7.30% |
121 to 180 Days |
7.30% |
7.30% |
181 to 239 Days |
7.30% |
7.30% |
240 to 270 days |
7.30% |
7.30% |
271 days to 330 Days |
7.75% |
7.75% |
331days to less than 1 year |
7.75% |
7.75% |
1 year |
8.60% |
8.60% |
>1yr to 16 months |
8.25% |
**** |
>16 months up to 2 years |
8.25% |
**** |
>2yrs up to 3 years |
8.25% |
**** |
| Savings Deposits |
Interest Rate (% p.a.) |
| Savings Account |
4.00% |
NRI SCHEMES
| FOREIGN CURRENCY NON-RESIDENT DEPOSIT - FCNR(B) - (w.e.f 01-May-2013) |
| Maturity Period |
Rate of Interest |
|
|
|
|
|
|
| 1 Year to less than
2 years |
2.70 |
2.89 |
2.40 |
2.44 |
3.76 |
5.51 |
| 2 years to less than
3 years |
2.36 |
2.59 |
2.39 |
2.27 |
3.29 |
4.78 |
| 3 years to less than
4 years |
3.45 |
3.65 |
3.48 |
3.30 |
4.36 |
5.92 |
| 4 Years to less than
5 years |
3.60 |
3.75 |
3.60 |
3.35 |
4.47 |
6.12 |
| 5 years |
3.82 |
3.90 |
3.75 |
3.40 |
4.59 |
6.26 |
Interest Rate on Baroda Double Dhamaka NRE Term Deposit (w.e.f. 25.02.13)
 |
| Maturity Range |
Less than Rs. 1 Cr. |
| 7 Years 6 Months and 5 Days |
9.34% |
| NRE TERM (RUPEE) DEPOSITS (w.e.f 06.04.2013) |
| Maturity Period |
Rate of Interest |
| Up to Rs.15 Lac |
Rs.15 Lac to less than Rs. 1 crore |
| Fixed period 1111 days * |
8.90% |
8.90% |
Please note Baroda Maha Utsav Deposit scheme is being withdrawn w.e.f. 06.04.2013 for the deposit amount Above one crore to Rs.10.00 crore
| NRE TERM (RUPEE) DEPOSITS (w.e.f 06.04.2013) |
|
MaturityRange |
Below Rs. 1.00 crore |
Rs.1 crore to Rs. 10 crores |
| 1 Year |
8.75 |
8.60 |
| Above 1 year & above up to 2 years |
8.75 |
8.25 |
| >2 years up to 3 years |
8.75 |
8.25 |
| >3 years upto 10 years |
8.75 |
8.00 |
| NRE Term Deposits of more than Rs. 10 crores (Fresh & Renewal) |
| Maturity Range |
Amount of Deposit Per receipt |
| w.e.f. 06.04.2013 |
| Above Rs.10 cr. to Rs.25 cr. |
Above Rs.25 cr. to Rs.50 cr. |
1 year |
8.60% |
8.60% |
> 1 year up to 2 years |
8.25% |
8.25% |
> 2 years up to 3 years |
8.25% |
8.25% |
| NRE Term Deposits of more than Rs. 10 crores (Fresh & Renewal) |
| Maturity Range |
Amount of Deposit Per receipt |
| w.e.f 06.04.2013 |
| Above Rs.50 cr. to Rs.100 cr. |
Above Rs.100 cr. |
| 1 year |
8.60% |
8.60% |
| > 1 year up to 16 months |
8.25% |
**** |
| > 16 months up to 2 years |
8.25% |
**** |
| > 2 years up to 3 years |
8.25% |
**** |
| NRE Savings Deposits (Effective from 03.05.2011) |
Interest Rate (% p.a.) |
| Savings Account |
4.00% |
| Note : |
- The revised rates are applicable for fresh deposits and renewal of old deposits.
- For Deposit of above Rs. 10 Crore customers are requested to contact our nearby branch.
- As per RBI Directives with effect from 17th July 2003, the NRE Deposits are to be accepted for a minimum period of 1 year.
- NRE (Rupee) Fixed Deposits: No interest will be payable for deposits that have remained with the bank for less than twelve months.
- FCNR Deposits: No Interest is paid if premature payment before one year.
- NRO FD/SB: NRO FD/SB : 30.90% Withholding tax plus applicable surcharge/cess is applicable in NRO FD/SB accounts where DTAA is not applicable or the NRI depositor is not in a position to provide required documents/formalities for availing rebate in withholding tax. Surcharge is applicable @2.5% of TDS/Tax amount to Foreign Company if the Company has net income exceeding Rs.1/-crore.
- Rates quoted are subject to change without notice.
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