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Baroda Traders Loan Against the Security of Gold Ornaments / Jewelleries
 

 
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Baroda Traders Loan Against the Security of Gold Ornaments / Jewelleries

(At Urban & Metro Centres)

Eligibility:

All individuals, Joint Borrowers, Proprietorship /Partnership firms who are engaged in trading and having license wherever required.

Nature of facility:

Loan/ overdraft

Purpose:

Working Capital Requirement and / or purchase of equipments for development of shop.

Maximum Limit:

Rs. 2 Lacs

Minimum Limit:

Rs. 0.50 Lacs

Margin:

Advance Against Gold Coins,Gold Ornaments / Jewellery will be 25%(i.e.loan to value not exceeding 75%) for credit facilities upto Rs2.00 lacs.

Repayment:

Maximum 60 months for Loans And 12 months in case of overdraft subject to annual review

Processing Charges:

0.50% with a minimum of Rs.250/ plus service tax.

RATE OF INTEREST: (CLICK HERE FOR CURRENT INTEREST RATES).


For more details, kindly visit a Bank of Baroda Branch nearest to you.



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