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Display of Information as per RBI Guidelines- Interest Rates range of Contracted loans.
Interest Rates on Deposits (Domestic & NRO) (Per Annum) (Fresh & Renewal)

Interest Rate on Baroda Double Dhamaka Fixed Deposit (w.e.f. 10.08.15)
Maturity Range Less than Rs. 1 Cr.
General Public: 9 Years 00 months and 12 days (108 months and 12 days) 7.75%
Senior Citizens: 8 Years, 5 months and 27 days (101 months and 27 days) 8.25%

"No Double Dhamaka Deposit scheme under NRO"

* Senior Citizen shall get benefit of additional interest as per guidelines effective from time to time (As applicable on Term Deposit account)

.
Interest Rate on Term Deposits & NRO Deposits (w.e.f. 10.08.15)
Maturity Range Below Rs 1 Cr.
7 days to 14 days 4.50%
15 days to 45 days 4.50%
46 days to 90 days 6.50%
91 days to 180 days 7.00%
181 days to 270 days 7.50%
271 days & above and less than 1 year 7.75%
1 year and above upto 2 Years 8.00%
Above 2 Years and upto 3 Years 8.00%
1111 Days (Baroda Maha Utsav Deposit Scheme) 8.00%
Above 3 Years and upto 5 Years 8.00%
Above 5 Years and upto 8 Years 7.75%
Above 8 Years and upto 10 Years 7.75%

Interest Rate on Term Deposits & NRO Deposits (w.e.f. 10.08.15)
Maturity Range Rs 1 Cr to Rs 10 Cr.
7 to14 Days 4.50%
15 to 45 Days 4.50%
46 to 90 Days 6.50%
91 to 180 Days 7.00%
181 to 270 Days 7.50%
271 days & above and less than 1 year 7.50%
1 year. 7.75%
Above 1 yr. and upto 2 years. 7.75%
Above 2 yrs. and upto 3 years. 7.75%
Above 3 years and up to 10 years. 7.50%

Interest Rates for Domestic Term Deposits & NRO Deposits of more than Rs 10 Crore & Up to Rs 50 Crore (Fresh & Renewal)
Maturity Range Amount of Deposit Per receipt
(w.e.f. 20.08.15) (w.e.f. 20.08.15)
Above Rs 10 cr. to Rs 25 cr. Above Rs 25 cr. to Rs 50 cr.
7 to14 Days 4.50% 4.50%
15 to 45 Days 4.50% 4.50%
46 to 90 Days 6.50% 6.50%
91 to 180 Days 6.75% 6.75%
181 to 270 Days 7.00% 7.00%
271 to Less than 1 Year 7.25% 7.25%
1 year 7.50% 7.50%
>1yr up to 2 years 7.50% 7.50%
>2yrs up to 3 years 7.50% 7.50%
>3yrs up to 4 years **** ****

Interest Rates for Domestic Term Deposits & NRO Deposits of more than Rs 50 Crore & above Rs 100 Crore (Fresh & Renewal)
Maturity Range Amount of Deposit Per receipt
(w.e.f. 20.08.15) (w.e.f. 20.08.15)
Above Rs 50 cr. to Rs 100cr. Above Rs 100cr.
7 to14 Days 4.50% 4.50%
15 to 45 Days 4.50% 4.50%
46 to 90 Days 6.50% 6.50%
91 to 120 Days 6.75% 6.75%
121 to 180 Days 6.75% 6.75%
181 to 239 Days 7.00% 7.00%
240 to 270 days 7.00% 7.00%
271 days to 330 Days 7.25% 7.25%
331days to less than 1 year 7.25% 7.25%
1 year 7.50% 7.50%
>1yr to 16 months **** ****
>16 months up to 2 years **** ****
>2yrs up to 3 years **** ****
>3yrs up to 4 years **** ****

Baroda Tax Savings Term Deposit (w.e.f. 10.08.15)
Maturity Range Deposit [Per Annum]
less than Rs 1 Cr.
Tax Savings Scheme:

For 5 years
8.00%
Above 5 years and upto 6 years 3 months * 7.75%
Above 6 years 3 months and upto 10 years * 7.75%

*Premature withdrawal not allowed before completion of 5 years except in case of death of the customer

Savings Deposits Interest Rate (% p.a.)
Savings Account 4.00%


NRI SCHEMES

FOREIGN CURRENCY NON-RESIDENT DEPOSIT - FCNR(B)- w.e.f. (01-Aug-2015)
The rates shall be effective up to 31-Aug-2015
Maturity Period Rate of Interest
1 Year to less than 2 years 1.59
(1.51)
1.76
(1.74)
1.06
(1.08)
1.15
(1.15)
1.85
(2.10)
3.08
(3.13)
2 years to less than 3 years 1.97
(1.90)
2.16
(2.13)
1.10
(1.12)
1.15
(1.16)
1.79
(2.01)
3.10
(3.22)
3 years to less than 4 years 3.31
(3.26)
3.43
(3.39)
2.20
(2.24)
2.16
(2.19)
2.93
(3.13)
4.20
(4.35)
4 Years to less than 5 years 3.56
(3.54)
3.62
(3.58)
2.29
(2.37)
2.20
(2.24)
3.09
(3.27)
4.45
(4.62)
5 years 3.77
(3.78)
3.74
(3.72)
2.42
(2.52)
2.25
(2.30)
3.25
(3.44)
4.60
(4.79)

* Figures in bracket () indicate rate of interest before revision.

The above revised rates will apply for fresh deposits and on renewal of maturing FCNR (B) deposits till further communication.

Please note that no additional interest is permitted to Senior Citizen and Staff.

All Branches are requested to take a careful note of the above.



Interest Rate on Baroda Double Dhamaka NRE Term Deposit (w.e.f. 10.08.15)
Maturity Range Less than Rs. 1 Cr.
General Public: 9 Years 00 months and 12 days (108 months and 12 days) 7.75%

NRE Term (Rupee) Deposits [Fresh & Renewal] (w.e.f. 10.08.15)
Maturity Range Below Rs. 1.00 crore
1 year and above upto 2 Years 8.00%
Above 2 Years and upto 3 Years 8.00%
Above 3 Years and upto 5 Years 8.00%
Above 5 Years and upto 8 Years 7.75%
Above 8 Years and upto 10 Years 7.75%

NRE TERM (RUPEE) DEPOSITS (w.e.f 10.08.15)
MaturityRange Rs.1 crore to Rs. 10 crores
1 Year 7.75%
Above 1 year & above up to 2 years 7.75%
>2 years up to 3 years 7.75%
>3 years upto 10 years 7.50%

NRE Term Deposits of more than Rs. 10 crores (Fresh & Renewal)

Maturity Range

Amount of Deposit Per receipt

w.e.f. 20.08.15
Above Rs.10 cr. to Rs.25 cr.

Above Rs.25 cr. to Rs.50 cr.

1 year 7.50%

7.50%

> 1 year up to 2 years 7.50%

7.50%

> 2 years up to 3 years 7.50%

7.50%


NRE Term Deposits of more than Rs. 50 crores (Fresh & Renewal)
Maturity Range Amount of Deposit Per receipt
w.e.f 20.08.15 w.e.f 20.08.15

Above Rs.50 cr. to Rs.100 cr.

Above Rs.100 cr.
1 year 7.50% 7.50%
> 1 year up to 16 months **** ****
> 16 months up to 2 years **** ****
> 2 years up to 3 years **** ****
> 3 years up to 4 years **** ****


NRE Savings Deposits (Effective from 03.05.2011) Interest Rate (% p.a.)
Savings Account 4.00%


Note :
  1. Senior Citizens and staff are not eligible for additional rate of interest on any type of non-resident deposits.

  2. The revised rates are applicable for fresh deposits and renewal of old deposits.

  3. For Deposit of above Rs. 10 Crore customers are requested to contact our nearby branch.

  4. As per RBI Directives with effect from 17th July 2003, the NRE Deposits are to be accepted for a minimum period of 1 year.

  5. NRE (Rupee) Fixed Deposits: No interest will be payable for deposits that have remained with the bank for less than twelve months.

  6. FCNR Deposits: No Interest is paid if premature payment before one year.

  7. NRO FD/SB: NRO FD/SB : 30.90% Withholding tax plus applicable surcharge/cess is applicable in NRO FD/SB accounts where DTAA is not applicable or the NRI depositor is not in a position to provide required documents/formalities for availing rebate in withholding tax. Surcharge is applicable @2.5% of TDS/Tax amount to Foreign Company if the Company has net income exceeding Rs.1/-crore.

  8. Rates quoted are subject to change without notice.

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